Disability Insurance
What to Know
Time away from work for a pregnancy or unexpected illness or injury could mean months without a paycheck. Disability insurance replaces a portion of your income to help maintain your standard of living if you’re unable to work. Both plans are administered by New York Life Insurance Company.
Short-Term Disability
You’re automatically enrolled in Short-Term Disability (STD) benefits at no cost to you. STD benefits kick in if you can’t work for 30 continuous days because of a disability, including pregnancy.
STD benefits may pay up to 66.67% of your salary ($1,200 weekly maximum) for up to 22 weeks. There is no option for additional coverage through the UC plan. Please reach out to an outside agency if you’re interested in securing additional coverage.
New York Life is responsible for reviewing claims [PDF] and determining eligibility for benefits.
Long-Term Disability
You’re automatically enrolled in Long-Term Disability (LTD) benefits at no cost to you.
The STD benefits kick in first if you can’t work for 30 continuous days because of a disability, including pregnancy, and cover a portion of your salary for up to 22 weeks.
If you are still disabled after 22 weeks, LTD benefits kick in. LTD benefits replace up to 66.67% of your salary ($5,000 monthly maximum) until you no longer meet the definition of disabled or you reach Social Security normal retirement age. There is no option for additional coverage through the UC plan. Please reach out to an outside agency if you’re interested in securing additional coverage.
New York Life is responsible for reviewing claims [PDF] and determining eligibility for benefits.
Provider Contact Information
New York Life (Life and AD&D Insurance, Disability)
Life: FLX-968370
AD&D: OK-969845
STD: LK-752332
LTD: LK-965664
Survivor Assurance Program: (800) 570-3778
(800) 362-4462
Website