Family-forming program
What to Know
We’ve partnered with Carrot to bring you comprehensive, inclusive and accessible fertility health care and family-forming services to support your unique journey. Get personalized step-by-step guidance, educational resources, and at-home support for egg/sperm/embryo preservation, in vitro fertilization (IVF), adoption, menopause, low testosterone (low T), and pregnancy.
Wait! Before you start, know this about taxes
If your fertility service is not considered a qualified medical expense (QME), as defined by the IRS, any amount you have reimbursed through Carrot will be considered what’s called imputed income, meaning the benefit amount you receive will be reported on a future paycheck as taxable income, and taxes will be withheld, possibly reducing (even significantly) your net pay.
Five Things to Know
- UC offers residents and fellows up to $30,000 toward the cost of fertility and family-forming services through our partner, Carrot.
- Carrot offers personalized step-by-step guidance, educational resources, and at-home support for egg/sperm/embryo preservation, in vitro fertilization (IVF), adoption, menopause, low testosterone (low T), and pregnancy.
- Treatment that does not qualify as medically necessary is considered imputed income and is taxable to you.
- Imputed income will affect a future paycheck, so it’s important that you understand how the Carrot benefit works.
- Learn more about Carrot and get started today.
Have Questions?
Call your Carrot Care Team at (855) 459-0059 for help when you need it. A Carrot representative is available by phone from 5 a.m. to 3 p.m. PT, Monday through Friday, and by email 24 hours a day, Monday through Friday.
Who’s Eligible
Carrot benefits and services are available to residents and fellows who work 20 or more hours per week and are enrolled in the UC Residents and Fellows Health Plan, and to their eligible family members. Family members do not have to be enrolled in the UC Residents and Fellows Health Plan.
What’s Covered
We’ve partnered with Carrot to bring you comprehensive, inclusive and accessible fertility health care and family-forming services to support your unique journey. Some services may need to be recommended and supervised by an eligible health care professional before they can be reimbursed.
For more information about covered treatments and services, read the plan summaries for fertility, adoption and gestational surrogacy.
Testing and Diagnostics
- Initial fertility consultation
- Transvaginal ultrasound baseline
- Semen analysis
- Lab tests and diagnostic procedures
- Genetic carrier screening
Treatments
- In vitro fertilization (IVF)
- Intrauterine insemination (IUI)
- Donor sperm acquisition
- Egg and sperm storage
- Shipping and transport of materials
Fertility Preservation
- Egg retrieval
- Egg, sperm and embryo freezing
Adoption and Gestational Surrogacy
- Adoption-related legal services or agency services
- Gestational surrogacy-related legal or agency services
Pregnancy Support
Access additional pregnancy support with online prenatal yoga and meditation classes and unlimited virtual visits with OB-GYNs, lactation consultants, nutritionists, midwives, doulas and emotional well-being experts.
Prescription Savings
Once a Carrot member, you have access to Carrot Rx, a specialty pharmacy for your fertility medications, vitamins and supplements. Carrot Rx offers competitive prices, convenient delivery and 24/7 personalized support to help manage your medications. Most medications are available to be shipped the same day they are ordered or the very next day. Access your Carrot Rx card online through your Carrot account.
Home Fertility Tracking
Track your ovulation, complete sperm analyses, and take female fertility and female wellness tests from the comfort of your own home.
Get Started With Carrot
To get started, visit get-carrot.com/signup to create your account. Register using your UC resident or fellow email address that you used to enroll in your benefits, so Carrot can confirm you are a UC resident or fellow. You can change your email address after you register.
Want to Learn More?
For answers from the experts, view the recorded webinar and Q&A below.
